AFFILIATE
MORTGAGE
SERVICES
Profy Announcement Bar : Visible on Live site
Compassionately
Servicing
High-Touch
Home Mortgages
What AMS can do for you
Trusted Loan Services
Affiliate Mortgage Services (AMS) provides comprehensive financial services to Habitat for Humanity affiliates and other lenders of high-touch mortgages, relieving the burden of processing monthly mortgage payments, paying taxes and insurance, managing delinquencies and much more.
HFH affiliates in 25 states rely upon AMS to handle the administrative and customer service aspects of working with high-touch mortgages, allowing affiliates to focus on what they do best: building and selling homes to qualified families.
Today, AMS manages over 10,000 loans for over 225 affiliates.
Stress-Free Loan Servicing
Was servicing loans your original mission? Probably not. But loan servicing can quickly consume a majority of your time, money and other resources.
When loans are serviced through AMS, your company receives a comprehensive profile of each loan, as well as the entire portfolio.
AMS Loan Services
Get an instant snapshot of your portfolio with our exclusive
AMS Lender Dashboard
Track collection and payment trends and much more with the AMS Lender Dashboard. Easily accessible through "Lenders" in the menu, this new tool provides 24-hour access to your affiliate status … no phone calls or requests needed.
Empowering HFH Affiliates
0
Years of Experience
0
States
0
Affiliates
0
+
Loans Serviced
Compassion Drives Our
Mission
CUSTOMER SERVICE
Home ownership is a significant commitment that can feel overwhelming to many individuals., especially first time homeowners. At AMS, our dedicated team of knowledgeable representatives is here to guide homeowners through the complexities of owning a home. We understand that each homeowner faces unique challenges, and we work closely with every client to offer personalized support, empowering them to overcome obstacles and fully embrace the joys of home ownership.
DELINQUENCY MANAGEMENT
When homeowners fall behind on payments, foreclosure threatens families while negative escrow reduces Habitat for Humanity affiliates' monthly remittances, hindering their operations. At AMS, we recover delinquent funds that keep homeowners on track and protect affiliates from covering negative escrow balances.
Our compassionate approach focuses on solutions, working closely with homeowners to navigate payment difficulties while securing funds that prevent foreclosure. This protects families while ensuring affiliates can continue their mission.
In FY2025, our recovery of over $44 million in delinquent payments helped hundreds of families avoid foreclosure and stay in their homes. Every dollar recovered represents a family remaining stable and an affiliate able to serve more families in need.
Repayment
Plans
Forbearance Applications
Lender-Approved Loan Modifications
Foreclosure
Monitoring
Delinquency Management Experts
“We switched to AMS in 2018, and it was one of the best decisions we’ve made. It lifted the burden of delinquency management from our staff and AMS provides an excellent level of consistency to support our homeowners."
South Dakota